Privacy Policy

Mandatory Cover ("Mandatory Cover") operates this site and may operate other websites. It is Mandatory Cover's policy to respect your privacy regarding any information we may collect while operating our websites.

Website Visitors

Like most website operators, Mandatory Cover collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Mandatory Cover's purpose in collecting non-personally identifying information is to better understand how Mandatory Cover's visitors use its website. From time to time, Mandatory Cover may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Mandatory Cover also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on this site and blogs/sites. Mandatory Cover only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to Mandatory Cover's websites choose to interact with Mandatory Cover in ways that require Mandatory Cover to gather personally-identifying information. The amount and type of information that Mandatory Cover gathers depends on the nature of the interaction. For example, we ask visitors who sign up at this site to provide a username and email address. Those who engage in transactions with Mandatory Cover are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Mandatory Cover collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with Mandatory Cover. Mandatory Cover does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

Mandatory Cover may collect statistics about the behavior of visitors to its websites. Mandatory Cover may display this information publicly or provide it to others. However, Mandatory Cover does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Mandatory Cover discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Mandatory Cover's behalf or to provide services available at Mandatory Cover's websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Mandatory Cover's websites, you consent to the transfer of such information to them. Mandatory Cover will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Mandatory Cover discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Mandatory Cover believes in good faith that disclosure is reasonably necessary to protect the property or rights of Mandatory Cover, third parties or the public at large. If you are a registered user of an Mandatory Cover website and have supplied your email address, Mandatory Cover may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with Mandatory Cover and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Mandatory Cover takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser provides to the website each time the visitor returns. Mandatory Cover uses cookies to help Mandatory Cover identify and track visitors, their usage of Mandatory Cover website, and their website access preferences. Mandatory Cover visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Mandatory Cover's websites, with the drawback that certain features of Mandatory Cover's websites may not function properly without the aid of cookies.

Business Transfers

If Mandatory Cover, or substantially all of its assets, were acquired, or in the unlikely event that Mandatory Cover goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Mandatory Cover may continue to use your personal information as set forth in this policy.


Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Mandatory Cover and does not cover the use of cookies by any advertisers.

Privacy Policy Changes

Although most changes are likely to be minor, Mandatory Cover may change its Privacy Policy from time to time, and in Mandatory Cover's sole discretion. Mandatory Cover encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a site account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.